Household Debt Health Check.
Your mortgage, cards and loans against 1,143 current market rate points. See your health score and what the market could save you — instantly, on this page.
Market rates as at 2026-07-16 · indicative only, subject to credit assessment.
Step 1 — Your home loan
Step 2 — Cards & loans
Add what you're carrying. Skip anything you don't have.
Step 3 — Property & income
Your result
Products that may be worth reviewing with your broker
Lender names are shared during your broker conversation. Savings include estimated switching costs in the break-even figure.
Rolling your debts into the mortgage — both sides
Get the full report
The complete Health Check PDF — your position, the comparison table, break-evens and assumptions — emailed to you, with a broker on hand to walk it through.
Report on its way.
Check your inbox in the next few minutes. Want to talk it through now? Call (02) 8046 6878.
DeMarque Group Pty Ltd trading as DeMarque Home Loans is an authorised Credit Representative (Credit Representative Number 522568) under Australian Credit Licence 384704. The information on this website is general in nature and does not take your personal objectives, financial situation or needs into account. Consider its appropriateness to these factors before acting on it. This tool provides an indicative comparison of published market rates as at 2026-07-16 — it is not a loan offer, an approval, a product recommendation, or credit assistance tailored to you. Any figures are estimates only and subject to lender credit assessment. Talk to us on (02) 8046 6878 for guidance based on your circumstances.